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2003
ECBOR Board of Directors
(a underlined name indicates e-mail
is available)
Harrison
Haynes
President
Brett Crume
President-Elect
Dave
Myers
Secretary/Treasurer
Karen
Kurtz-smith
3 Year Director
Pamela
Tice
3 Year Director
Art
Shafer
2 Year Director
Dean
Slabach
2 Year Director
William
Jeff Donovan
1 Year Director
John
Flack
1 Year Director
Sally
Hernandez
1 Year Director
Wes
Culver
Past President
Jim McCaslin
Board Attorney
2003
MLS Board of Directors
(a underlined
name indicates e-mail is available)
Janice
Ruszkowski
President
Rick
VanGilder
President-Elect
Kent
Miller
Secretary/Treasurer
Susie
Tucker
3 Year Director
Jeff
Birky
2 Year Director
Harrison
Haynes
1 Year Director
Vicki
Myers
1 Year Director
Barb
Swartley
1 Year Director
Joyce
Ott
Past President
Jim McCaslin
Board Attorney
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You
Are Invited
To The
Elkhart
County Board of REALTORS®
February
Membership Meeting!
WHEN:
Thursday, February 27, 2003
WHERE: Matterhorn Restaurant
TIME: 11:30 AM
SPEAKER: Dennis J. Carter, TecServ Environmental
SUBJECT: Environmental Issues in Residential Real Estate
Residential
real estate is a somewhat nebulous area when it come to environmental
regulations. Also, unfortunately, the media sometimes hype
a particular situation to epidemic proportions. Yesterday's
abestos is today's "toxic" mold and lead-based paint.
There are certainly significant health issues in each of these
areas that cannot be ignored. However, most issues can be
properly mitigated if appropriate action is taken as soon
as the situtation is discovered. Proper discovery and well-planned
action is a key to minimizing delays in the real estate market
place.
Other
topics of discussion include underground fuel oil or gasoline
tanks as well as drinking water quality.
RESERVATIONS
ARE A MUST FOR BOTH REALTORS®
AND AFFILIATES!
Please
call the Board Office, 875-3283, by February 21, 2003.

HOMEOWNERS
INSURANCE CRISIS
A
National Crisis?
Obtaining
homeowners insurance used to be one of the easiest tasks in
purchasing a home but no more. Property and casualty insurers
are tightening their underwriting practices, cutting policy
coverages and raising premiums nationwide. These actions may
disrupt home sales because without homeowner's insurance,
homebuyer's can't secure the financing they may need to close
the transaction.
The
National Association of REALTORS® is working hard to bring
this issue to the attention of REALTORS® across the country
so they may help the consumer to understand what steps can
be taken to address this issue before the closing.
In
an effort to analyze how this area is being affected, ECBOR
President, Harrison Haynes has created a task force. The task
force will try to determine potential problems buyers may
face when obtaining homeowners insurance and raise awareness
in our local association on this issue. They will need your
help and they ask you to share any experiences you may have
had in this area. We have set up an e-mail box to handle insurance
feedback from members so please send your information to insurance@ecbor.com.

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